8 Ways to Improve Your Credit

Credit scores, along with your overall income and debt, are a big factor in determining if you’ll qualify for a loan and what loan terms you’ll be able to qualify for. Check for and correct errors in your credit report. Mistakes happen, and you could be paying for someone else’s poor financial management. Pay down […]

5 Factors That Decide Your Credit Score

Credit scores range between 200 and 800. Scores above 620 are considered desirable for obtaining a mortgage. These factors will affect your score. Your payment history. Whether you paid credit card obligations on time. How much you owe. Owing a great deal of money on numerous accounts can indicate that you are overextended. The length […]

Tips for Packing Like a Pro

Develop a master “to do” list so you won’t forget something critical. Sort and get rid of things you no longer want or need. Have a garage sale, donate to a charity, or recycle. Don’t throw out everything. If your inclination is to just toss it, ask yourself how frequently you use an item and […]

Understanding Agency

It’s important to understand what legal responsibilities your real estate salesperson has to you and to other parties in the transactions. Ask your salesperson to explain what type of agency relationship you have with him or her and with the brokerage company. Seller’s representative (also known as a listing agent or seller’s agent). A seller’s […]

5 Things to Do Before You Sell

Get estimates from a reliable repair-person on items that need to be replaced soon, such as a roof or worn carpeting, for example. In this way, buyers will have a better sense of how much these needed repairs will affect their costs. Have a termite inspection to prove to buyers that the property is not […]